There has been a lot of hubbub in the news lately surrounding the argument about whether social landlords are going to be given the power to evict troublesome tenants that caused mayhem during the riots last week. Ministers have revealed that they would back the decision for councils to evict tenants that were involved in causing wanton destruction on our streets. The general consensus of the public also seems to be that social landlords should be given powers to boot out unwanted, violent tenants.
Landlords Seek Greater Power Regarding Eviction
August 17th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market Comments Off on Landlords Seek Greater Power Regarding Eviction
Five Fittings That Will Add Value to Your Property
July 25th, 2011 HIP-Consultant.co.uk Posted in Home Improvements, Insurance Comments Off on Five Fittings That Will Add Value to Your Property
Whether you’re selling up or staying put, it is important to be aware of factors that will increase and decrease the value of your property. The renovation process involves careful financial planning to ensure that the return on investment will push up your property’s price, while avoiding the risk of half finished projects and poor workmanship.
Checking if a Property is at Risk from Flooding
July 20th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Conveyancing 3 Comments »
Flooding is now a major problem for many parts of the UK, and as our climate changes, the problem is growing. As well as putting lives in danger, a flood can destroy homes and property in no time at all. If a property is found to be in an area at risk from flooding this can have a seriously negative effect on its value and increase insurance premiums.
Property Ladders can be tricky to scale
July 15th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market 2 Comments »
With the recession still in full swing many people are struggling to get onto the property ladder. People across the UK have found that they simply cannot afford to invest in the property market at the moment, yet, of course, they still need somewhere to live. So what is the answer? Simple, more and more people are choosing to rent properties instead of buying.
Guide to Equity Release Schemes
July 7th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Property Market Comments Off on Guide to Equity Release Schemes
Equity release schemes are a way for home owners to raise capital against the security of their homes without having to make any capital or interest repayments during their lifetime. Initially these schemes may seem too good to be true however as with any type of mortgage there are pros and cons.
Remortgaging my property – a quick guide
June 22nd, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages 1 Comment »
Remortgaging your property is a big decision, but make the right move and you’ll be glad you put the time and effort into it.
Why remortgage?
Well, if you’re coming to the end of your current mortgage deal, you’ll have to make a decision between finding a brand new mortgage and reverting to your lender’s SVR (Standard Variable Rate) deal.
How to finance your dream home abroad
April 28th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Market 3 Comments »
If you have decided to purchase an overseas property in France, Spain or elsewhere abroad, there are likely to be a number of finance options available to you. Shop around and speak to an independent financial expert who can help you find the best product to suit your needs. There are some mortgages that allow you to switch currencies during the term, depending on which is most favourable at the time.
Applying & Obtaining a Mortgage in 2011
April 26th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages 1 Comment »
The decision to take on a mortgage is a big one and should not be taken lightly. It is likely that you will be repaying it for most of your working life. It’s extremely important therefore to make sure that you get the mortgage that is right for you. You should be prepared to pay a little extra for some good quality independent financial advice.
Why doesn’t one size fits all home insurance work?
April 21st, 2011 HIP-Consultant.co.uk Posted in Financial Products, Insurance 1 Comment »
How much attention do you pay to the nitty gritty of your home insurance? Not much? Then now might be the perfect time to make a change. The fact is that one-size-fits-all home insurance doesn’t really work for anyone – we’ve all got different needs and different things that need covering.
Alternative Business Structures – Business Entity
March 14th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Legal, Mortgages 2 Comments »
Currently, a solicitor who is performing “reserved legal activities” (activities which only a solicitor is permitted to perform such as the key elements of a conveyancing transaction) for the general public is only permitted to practise in a firm wholly owned by solicitors. The Legal Services Act 2007 (“the Act”) however introduces a new type of business entity, the Alternative Business Structure (ABS).
Buying Home Content Insurance – Important Criteria
February 14th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Insurance 4 Comments »
Looking after a home is a huge responsibility and when you are considering making sure that you and your belongings are safe it is important to decide to take out home insurance cover. The trouble is there are so many different insurance policies out there, by so many different providers, that it is difficult to choose between them.