Landlord insurance is an extremely important thing for people in the property rental industry to have in place. Sometimes referred to as “buy-to-let insurance” for this exact reason, this form of cover is taken out as a means to protect a landlord’s property.
Your guide to landlord insurance
October 27th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords Comments Off on Your guide to landlord insurance
Stimulating the Housing Market
October 20th, 2011 HIP-Consultant.co.uk Posted in Mortgages, Property Market 3 Comments »
I was reading about Nick Clegg’s proposal at the Liberal Democrat conference to impose an additional tax on empty homes the other day with the aim of stimulating the housing market and it got me thinking about a couple things. Firstly, why oh why did I think voting Liberal was a good idea and secondly, what could be done to stimulate the housing market?
Acquiring the Freehold of a Leasehold House
October 13th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Landlords, Legal Comments Off on Acquiring the Freehold of a Leasehold House
Most houses in England and Wales are freehold. This means that the owner has a right to remain on the land and in the house in perpetuity (forever) or until he sells or transfers it, at which point the new owner takes over the right. Although technically the land (and therefore the house) actually belongs to the Crown, for all practical purposes it is owned by the home owner. There are some houses however that rather than being freehold are let on long leases. These are known as leasehold houses.
What Next for the UK Housing Market?
September 15th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Mortgages, Property Market 3 Comments »
You would need to have been living on Mars for the past ten years not to know about the rise and fall of the UK Housing Market. From the incredible price inflation of the early 2000s to the near collapse following the 2008 banking crisis, house prices regularly make for headline news. So what’s next?
Four Reasons to Move into a New Home
August 31st, 2011 HIP-Consultant.co.uk Posted in Property Developers, Property Market 4 Comments »
The continued fall in property prices over the past couple of years has left many people feeling like now may be the ideal time to buy a new property. Whether you are a first-time buyer or an existing homeowner, the reduced prices, coupled with the money being invested by developers into producing the best quality properties, means that more and more people are opting to buy new.
Estate Agents and the Conveyancing Process
August 30th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Property Conveyancing 5 Comments »
Estate agents have a notoriously bad reputation and unfortunately, it is sometimes with good reason! Nonetheless, like most professions, the majority are decent and honest. Finding a good estate agent can be a real asset when it comes to selling your property, not just in terms of finding a buyer but in helping to ensure that the matter proceeds to completion.
How to Master the Art of Property Negotiation
August 25th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Property Market Comments Off on How to Master the Art of Property Negotiation
Now is a great time to buy, with the majority of surveyors reporting a drop in house prices. If you are looking to take advantage of this market then you must first master the art of property negotiation.
Landlords Seek Greater Power Regarding Eviction
August 17th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market Comments Off on Landlords Seek Greater Power Regarding Eviction
There has been a lot of hubbub in the news lately surrounding the argument about whether social landlords are going to be given the power to evict troublesome tenants that caused mayhem during the riots last week. Ministers have revealed that they would back the decision for councils to evict tenants that were involved in causing wanton destruction on our streets. The general consensus of the public also seems to be that social landlords should be given powers to boot out unwanted, violent tenants.
Commonhold Property Ownership Explained
August 11th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing, Property Market 1 Comment »
Commonhold is a new type of property ownership. It was created by the Commonhold and Leasehold Reform Act 2002 (CLRA 2002) as a possible alternative to leasehold title. The CLRA 2002, together with the Commonhold Regulations 2004, came into force on 27 September 2004.
Property Ladders can be tricky to scale
July 15th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market 2 Comments »
With the recession still in full swing many people are struggling to get onto the property ladder. People across the UK have found that they simply cannot afford to invest in the property market at the moment, yet, of course, they still need somewhere to live. So what is the answer? Simple, more and more people are choosing to rent properties instead of buying.
Guide to Equity Release Schemes
July 7th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Property Market Comments Off on Guide to Equity Release Schemes
Equity release schemes are a way for home owners to raise capital against the security of their homes without having to make any capital or interest repayments during their lifetime. Initially these schemes may seem too good to be true however as with any type of mortgage there are pros and cons.