When doing any work on a property, from a large project to a minor modification, ensuring the work adheres to planning permission should be top of the priorities list. If not it could cause a major headache.
A Practical Guide to Planning Permission
October 17th, 2012 HIP-Consultant.co.uk Posted in Legal, Property Developers | Comments Off on A Practical Guide to Planning Permission
What to Consider when Choosing a Rental Property
October 15th, 2012 HIP-Consultant.co.uk Posted in Landlords, Rental Market | 1 Comment »
There could be a whole host of reasons as to why you want to rent, from it being the more affordable option to a short-term stay in a particular area, but this doesn’t mean that choosing a rental property is any more lighthearted than actually buying one. From the start you need to know exactly what you should be looking for, what cautions you will need to take, all the while looking at everything as if you are the buyer.
Do We Really Need a House Phone?
October 11th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Home Improvements | 1 Comment »
In a week when the new I phone 5 was unveiled it proved a timely reminder that the house phone is becoming ever more superfluous. Almost everyone now carries a mobile phone and with smart phones they can do just about everything but cook your dinner! The final nail in the coffin for the landline seemed to come this year when statistics confirmed that texting is now the most popular form of communication ahead of actually ringing.
Extending Your Home with a Conservatory
October 8th, 2012 HIP-Consultant.co.uk Posted in Home Improvements | Comments Off on Extending Your Home with a Conservatory
If you’re happy in your home but feel like you need that extra bit of space; or you’re looking for a way to add something to your home because you can’t afford to move at present, a conservatory could be the answer. A conservatory can be a lovely little sun trap during the summer months, but can be enjoyed all year round, providing a lovely retreat during those colder winter months. But before you go ahead with getting your conservatory, there are a few things you will need to consider.
Your House is Sitting Over a Mine – What do you do?
October 4th, 2012 HIP-Consultant.co.uk Posted in Land Registry, Local Authority Searches, Property Market | Comments Off on Your House is Sitting Over a Mine – What do you do?
You’ve recently discovered that your house is sitting on top of a mine; or you’ve known all along but you’ve never really been concerned about it, but now, your house is starting to sink – what do you do? Sadly, this isn’t just the stuff of nightmares, this is something many people have had to face and will have to face in the future. With so many mines in use and disused across the UK (171,000 coal entries are recorded, but it is thought that there could be more), houses are sinking all the time, but would you know if this was happening to you and what can you do?
5 Positive Things about the Current Property Market
October 1st, 2012 HIP-Consultant.co.uk Posted in Property Market | 2 Comments »
For most people, their home is the most valuable thing they will ever buy. So the current difficulties in the housing market are indicative of just how hard the economic times are in which we live. House prices are falling, so-called second steppers cannot afford to move up the ladder to larger properties, huge deposits are required to get a mortgage, and the list goes on.
Start Dealing with Debt Today
September 26th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Legal | Comments Off on Start Dealing with Debt Today
Being in debt can be one of the most frightening experiences there is. If you’re in debt you can end that fear – right now. Not tomorrow, not next week, not ‘when I get a chance,’ – literally in the next few minutes. Being in debt can mean a future full of uncertainty and worry so understanding how to start tackling debt can end all that and put you on the road to a debt-free life.
The Perils of Payday Loans
September 18th, 2012 HIP-Consultant.co.uk Posted in Financial Products | Comments Off on The Perils of Payday Loans
The adverts promise a solution to your financial worries, with the money in your account by the time your favourite show has returned from the break. Payday loans offer easy money so in the current economic climate it is no surprise to hear that the number of people using this service is on the rise.
Failed Completion in a Chain of Property Transactions
September 12th, 2012 HIP-Consultant.co.uk Posted in Property Conveyancing, Property Market | 1 Comment »
Exchange of contracts is the point in a conveyancing transaction when everybody becomes legally bound to proceed to completion. Failure to complete once exchange has taken place can lead to heavy penalties on the defaulting party. Conveyancers are well aware of this of course and as a result will ensure that everything is in place for completion before exchange so that their client does not end up in the position of having to default. Nonetheless, occasionally there will be circumstances beyond their control.
Is There Any Hope for Second Steppers?
September 6th, 2012 HIP-Consultant.co.uk Posted in Property Market | 1 Comment »
It was more bad news for the property market as according to the latest Lloyds TSB study, so-called ‘second steppers’ face the worst market for a generation. Those that are looking to take their second step on the property ladder by selling their first home and moving to a bigger property actually face being locked-in to their current mortgages.
Avoid the Downturn: Top Tips for Selling Your House
September 6th, 2012 HIP-Consultant.co.uk Posted in Estate Agents, Press Releases, Top Tips | 1 Comment »
House sales have plummeted almost 40 per cent since the peak of the boom five years ago,1 while UK property prices dropped 0.6 per cent in July.2 But according to a leading South London estate agent, Wooster & Stock, there are small steps vendors can take to increase the chance of a quick, smooth and profitable sale.