Helping Innovate Property (HIP) – Blog, Housing Market News and Articles

The introduction of UK Real Estate Investment Trusts (REITs) has significantly influenced the property investment landscape in several ways. Established in 2007, UK REITs were designed to promote investment in the property sector by providing tax advantages and increased liquidity for investors.

As the political landscape in the United Kingdom shifts, with the Labour Party potentially poised to assume power, questions about economic implications naturally arise. One pertinent issue for many is whether a Labour government would lead to higher mortgage rates. This blog post aims to explore this topic by examining the interplay between government policies, economic conditions, and the financial market’s response.

General elections in the United Kingdom are significant events that shape the economic, political, and social landscape of the country. One area that is particularly sensitive to the outcomes of such elections is the property market. The interplay between government policies, economic confidence, and market dynamics can lead to various shifts in property values, transaction volumes, and investor sentiment. This blog post will delve into the various ways general elections influence the UK property market, exploring historical trends, potential policy changes, and the implications for different market segments.

When it comes to financing a home, understanding the different types of mortgages is essential. Whether you’re a first-time buyer or a seasoned homeowner, the choices you make can significantly impact your financial well-being. In this introductory section, we’ll delve into the world of mortgages, unraveling their complexities and shedding light on the options available to you. So, grab your metaphorical magnifying glass, and let’s begin our journey.

To the uninitiated, buying property with a view to letting it out can seem like a very easy way to make money, but like most things in life, when you take a closer look it is rather more complicated.  Being a landlord is an excellent way to generate a regular income and has the bonus that the rental property will always increase in value, however, it is not money for nothing. 

With the costs of cancelling a policy set by most insurance companies, you need to get it right first time round and make sure you select the cover that is right for you. Luckily, these days we have comparison sites to brush us up on our insurance knowledge by asking all the relevant questions. In case you’re still lost in the world of home insurance, here are five things to look out for.
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For today’s youth, owning a property is becoming increasingly tougher. According to housing charity Shelter, almost two million 20-34-year-olds are choosing to live at home with their parents as they cannot afford to rent or buy their own place, despite being in employment.

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Re property: “If interest rates were to hit 3%, historically an abnormally low level, it could trigger a prolonged and socially damaging recession with collapsing house prices, rising property repossessions…”

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There are many options available to you when it comes to choosing your home insurance policy and, as a result, it isn’t as straightforward as you would hope. There are some key elements of your policy that you need to ensure you have to make sure you have covered all of the important property in your home.

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In the current economic climate, everyone is feeling the pinch. Throw in the added cost of Christmas and our budgets are stretched to breaking point. Now more than ever, we are looking to save money.

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Thinking about getting a mortgage for your home can be a daunting experience, particularly if you’re a first-time buyer. Equally, these feelings of anxiety have only worsened as the economy has continued to struggle and many have become increasingly wary about their financial situations. But what is it that you should be looking out for in a mortgage and what’s the best way to go about getting the best mortgage deal available to you?

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